00:00 Introduction and Greetings
02:47 Viewer Questions: Custom Credit Card Designs
07:24 Viewer Questions: Changing Perspectives on Credit Card Portals
14:15 Viewer Questions: Best Non-Premium Credit Cards
20:02 Viewer Questions: Top Credit Cards Under $1500
33:34 Viewer Questions: Deciding to Keep or Refresh Credit Cards
35:59 Evaluating Credit Card Points and Benefits
37:26 Changes in Credit Card Policies
38:01 Chase Sapphire Reserve Updates
40:29 US Bank Altitude Reserve Changes
41:06 Amex and Apple Marketing Strategies
42:59 Chase's Future Credit Card Plans
49:02 Hotel Brand Preferences
51:52 Pre-Authorization Tools and Their Importance
01:00:59 The Case for Modular Credit Cards
01:09:39 Final Thoughts and Community Engagement

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