Retirement planning has seen significant changes over the past 20 years, influenced by shifts in the economy, demographics, technology, and regulatory environments. Some of the most significant changes include the shift from defined benefit to defined contribution plans, the introduction of Roth 401(k)s, changes in contribution limits, the rise of automatic enrollment and escalation features, the advent of health savings accounts (HSAs), the implementation of required minimum distributions (RMDs), and the impact of financial technology (FinTech) on retirement planning. These changes have had a profound impact on how Americans plan and run their retirement. The conversation emphasizes the importance of planning for inflation in retirement and the need for a structured retirement plan that accounts for inflation and other factors. The hosts offer their services as financial advisors to help individuals create personalized retirement plans. Reach out to Ben and Matt at 877-249-6900 or https://soundpathretirement.com/See omnystudio.com/listener for privacy information.

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