The hosts discuss important questions to ask your advisor about inflation and its impact on your retirement plan. They emphasize the need for a long-term financial plan and the importance of considering both the plan to retirement and the plan in retirement. They also discuss the impact of inflation on cash flow and the need to structure your retirement plan to account for inflation. The hosts highlight common mistakes people make in retirement planning, such as trying to beat the market, keeping too much money in cash, and misunderstanding diversification. They encourage listeners to seek professional advice and avoid falling for misleading advice. In this conversation, They also debunk the 4% rule, explaining that it is based on historical returns and does not account for sequence of returns risk. They recommend a more personalized approach to retirement planning and discuss the importance of structuring income and choosing the right investment vehicles. Reach out to Ben and Matt at 877-249-6900 or https://soundpathretirement.com/  See omnystudio.com/listener for privacy information.

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