📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/ 📲 Text "LEND" to 21000 to schedule a free 15–20 minute consultation with Bill It's tempting, isn't it? You're just days or weeks away from closing on your new home, and a shiny new credit card offer shows up. Travel perks, cash back, or maybe a great financing deal on furniture. But even if it seems harmless, opening new credit during the mortgage process can create big problems. In this episode, Bill shares why you should never take on new credit before settlement, no matter how solid your financial situation seems.   Here's what we discuss in this episode: ⚠️ Why opening a new credit card can delay or derail your mortgage 📉 How a single credit inquiry can trigger re-underwriting, delay closing, or raise your rate 🚫 The serious risks of changing jobs (or pay structure) before settlement 📣 Why full transparency with your lender is so critical   CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF

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