Some events in the year can come out of nowhere and ruin the best of budget intentions... Renae Vercoe has got the solution to make sure you're including one thing in your budget that most people miss. CREDITS Host: Rachel CorbettContributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @moneymode_or head to her website moneymode.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

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