In this episode of SF Commercial Property Conversations, Bruce Bean welcomes veteran commercial real estate lender and affordable housing developer Michael Sapuppo. Michael shares his fascinating career journey, from windsurfing in California to mastering commercial and multifamily lending, and ultimately becoming a major player in the affordable housing space.
Michael opens up about his early days in commercial banking during the turbulent economic landscape of the late 1970s, his time with the legendary Krupp Companies, and how those experiences shaped his deep knowledge of HUD, tax credits, and affordable housing finance. He discusses the formation of his own development firm, the strategic use of Low-Income Housing Tax Credits and tax-exempt bonds, and the creative solutions his team implemented to preserve affordable housing without sacrificing profitability.
Whether you're a developer, investor, or someone interested in how affordable housing actually works behind the scenes, this conversation offers valuable insights into financing strategies that blend impact and income.
 
 
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