February 1st, 2020. Montecito Bank and Trust fraud specialist, Doris Roof, warns listeners about emails and texts from fraudsters claiming to be Fed-X or Amazon, asking you to confirm a package delivery. Once you click on the link, they'll ask you for your credit card information. If you're not expecting a package, don't click the link! It's very likely a Smishing scam to get your information and fraudulently charge your card! She also warns consumers on steps to take when a credit or debit card is stolen. And on how crooks insert card readers in debit machines to get your card's pin. Lastly, we're reminded once again, that it's a huge RED FLAG if you're asked to pay for something with a gift card. And lastly, Deputy District Attorney Vicki Johnson shares some good news!!! Sometimes people can get refunds when scammers are caught which is why it's important to report them. If you've been scammed, contact https://www.ftc.gov

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