In this second episode of the S2N Podcast's "Return on Investment" series, Richard and Ronnie take a deeper dive into one of the most common questions in rehab careers: Should you pursue becoming a Physical Therapist (PT) or a Physical Therapist Assistant (PTA)?

They compare the costs, timelines, and life implications of both routes—financially and personally. From early career income gaps to student loan realities and life goals like starting a family or buying a home, this episode is packed with insights for students, new grads, and anyone navigating career decisions in physical therapy.

Topics covered include:

🎓 PT vs. PTA timeline and debt load

💵 Early career income and 10–12 year ROI break-even points

👶 Life planning (kids, home ownership) and how it impacts career path choices

💡 A real story of a PTA who reevaluated her career path based on her life goals

🎯 The importance of intention and planning while still in school

📚 Why DPT students should look for scholarship and internship opportunities early

🚫 Why waiting too long to job search—or avoiding commitment—can cost you

💼 How internships are extended interviews and why they matter more than you think

🧾 The massive financial and practical difference between sign-on bonuses vs. tuition assistance

📍 Choosing jobs and companies that offer upward mobility, support, and alignment with your vision

Whether you're looking to maximize your earning potential, avoid unnecessary debt, or just build a more balanced life through your career path, this episode offers real-world insights, actionable advice, and candid stories from both hosts’ personal experiences.

🎧 Up next: What does your first 5–10 years as a PT look like—and how do you use them to grow?

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