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Listen "Should You Factor In Inheritance When Planning For Retirement?"
Episode Synopsis
Welcome back to the Runway to Retirement Podcast, Episode 16.
In this episode, Rob McGregor explores a question many people think about but rarely talk about openly. Should you allow for an inheritance when planning your retirement, and if so, how do you do it without feeling entitled or relying on something that may be decades away.
Rob explains why inheritance planning often sits in the background of our thinking, even if we do not consciously include it in our numbers. He walks through the key factors that matter most, including how much you may inherit, how certain it is, how far away it might be, and how your own goals and values shape the right decision.
Using three real life case studies, Rob shows how different people approach inheritance very differently. Some use it as a safety buffer to enjoy life earlier, others use it to relieve pressure while raising families, and some choose to build full independence despite knowing substantial wealth is coming later.
It is a thoughtful and practical discussion that helps you bring inheritance planning into the open, do the maths conservatively, and design a retirement plan that supports the life you want to live now and in the future.
Each Week Runway to Retirement will be exploring what it means for your journey toward a secure and enjoyable retirement. Whether you’re just starting to plan or already on your way, we’re here to share insights and perspectives to help you feel more confident about your future.
Learn more on our website: https://www.runwaytoretirement.com.au
Download our free guide The 5 Essential Steps to an Awesome Retirement here (bonus walkthrough video): https://www.runwaytoretirement.com.au/5ESARChecklist
The How Much Calculator - Every Financial Plan Starts by Looking Ahead. Access our How Much Calculator to identify your income needs in retirement and the assets you would need to make this a reality: https://www.runwaytoretirement.com.au/howmuchworkshop
COMING SOON – Build Your Financial Plan Over a Weekend. Leverage smart strategies for your unique situation, retire with confidence and style.
In this episode, Rob McGregor explores a question many people think about but rarely talk about openly. Should you allow for an inheritance when planning your retirement, and if so, how do you do it without feeling entitled or relying on something that may be decades away.
Rob explains why inheritance planning often sits in the background of our thinking, even if we do not consciously include it in our numbers. He walks through the key factors that matter most, including how much you may inherit, how certain it is, how far away it might be, and how your own goals and values shape the right decision.
Using three real life case studies, Rob shows how different people approach inheritance very differently. Some use it as a safety buffer to enjoy life earlier, others use it to relieve pressure while raising families, and some choose to build full independence despite knowing substantial wealth is coming later.
It is a thoughtful and practical discussion that helps you bring inheritance planning into the open, do the maths conservatively, and design a retirement plan that supports the life you want to live now and in the future.
Each Week Runway to Retirement will be exploring what it means for your journey toward a secure and enjoyable retirement. Whether you’re just starting to plan or already on your way, we’re here to share insights and perspectives to help you feel more confident about your future.
Learn more on our website: https://www.runwaytoretirement.com.au
Download our free guide The 5 Essential Steps to an Awesome Retirement here (bonus walkthrough video): https://www.runwaytoretirement.com.au/5ESARChecklist
The How Much Calculator - Every Financial Plan Starts by Looking Ahead. Access our How Much Calculator to identify your income needs in retirement and the assets you would need to make this a reality: https://www.runwaytoretirement.com.au/howmuchworkshop
COMING SOON – Build Your Financial Plan Over a Weekend. Leverage smart strategies for your unique situation, retire with confidence and style.
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