Ever wondered what really happens to your CPP if you pass away early, or if pulling money from your TFSA in December actually makes sense? In this episode of Retirement Unpacked, Adam and Brett clear up common misconceptions and walk through practical strategies you can apply right away.We dig into CPP survivor benefits and sharing rules, break down RRSP myths and the timing of RRIF/LIF conversions, and explain when year-end TFSA withdrawals are actually worth it. We’ll also touch on DIY investing risks, planning fees, and why a proper retirement strategy goes far beyond quick software calculations.Have a question you’d like answered on a future episode? Send it our way — chances are, thousands of other Canadians are wondering the same thing.

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