This episode goes beyond simply calculating your Required Minimum Distribution (RMD) to explore the critical financial choices you face once that withdrawal hits your bank account. We break down the tax ramifications, including how your RMD can push you into a higher tax bracket and potentially increase your Medicare premiums (IRMAA). Learn smart strategies for managing the cash—whether through tax-efficient reinvestment, Qualified Charitable Distributions (QCDs), or ensuring you don't compromise your overall retirement income security.

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