What if your biggest retirement mistake was trying to time the market? In this episode, John Scallan of Cypress Financial breaks down why emotional investing can cost you—and how strategic planning can save you. From Roth IRA conversions and inherited wealth to hidden retirement costs like healthcare and taxes, John shares practical advice for building income that lasts. Plus, a reminder that retirement plans, like gardens, need regular care and updates to thrive. For more information, please visit www.CypressFinancial.net! Follow us on social media: FacebookSee omnystudio.com/listener for privacy information.

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