What’s worse than running out of money in retirement? Regretting the life you didn’t live. In this episode, John Scallan explores how to balance smart saving with guilt-free spending—so you don’t end up like Agnes, who saved every penny but missed out on life. From bucket list dreams to bond strategies and hidden fees, he covers how to plan with purpose, protect your future, and still enjoy the ride. For more information, please visit www.CypressFinancial.net! Follow us on social media: FacebookSee omnystudio.com/listener for privacy information.

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