Listen "Compounding Is Not Intuitive"
Episode Synopsis
In this episode of Retirement Optimism, David revisits the theme of compounding—how it works, why it’s so powerful, and why it’s so often misunderstood. Drawing parallels between his training for the 29029 Trail event and the long climb of investing, David shares a timely reflection on Warren Buffett’s 60-year performance and the staggering impact of small, consistent returns over time.
You’ll hear why a 10% return isn’t just “twice as good” as 5%, why volatility avoidance is often more expensive than it looks, and how equity exposure plays a crucial role in long-term portfolio success. David also explains how Oakmont’s Retirement Design process builds personalized strategies that blend equities, bonds, and protected strategies—so you can reduce volatility without sacrificing long-term growth.
If you’ve ever underestimated what time and consistency can really do in a portfolio—or if you just need a reminder to stay the course—this is the episode for you.
You’ll hear why a 10% return isn’t just “twice as good” as 5%, why volatility avoidance is often more expensive than it looks, and how equity exposure plays a crucial role in long-term portfolio success. David also explains how Oakmont’s Retirement Design process builds personalized strategies that blend equities, bonds, and protected strategies—so you can reduce volatility without sacrificing long-term growth.
If you’ve ever underestimated what time and consistency can really do in a portfolio—or if you just need a reminder to stay the course—this is the episode for you.
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