In the U.S., medical bills are not only the most common reason for bankruptcies, but they directly cause a whopping 66.5% of them, making them the leading cause of bankruptcy. A healthcare emergency, catastrophic illness, or accident can knock you off your feet physically – and financially.Learn more at Apex Financial GroupWe are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives.Any references to protection benefits, safety, security, steady and reliable income, or lifetime income streams, etc. refer only to fixed insurance products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.In this episode of Retirement Max Radio, financial advisor Ken Reeves and co-host Mark Elliott cover core issues affecting retirees and pre-retirees. From understanding the impact of taxes on retirement income to exploring Social Security strategies, long term care planning, investment risk management, and legacy considerations, each episode provides practical guidance for creating a thorough retirement plan. Tune in for conversations and tips to help you stay on top of your financial life as you approach or live in retirement.

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