click here: Leave a text, tell us what you likedThe Tax-Free Retirement Withdrawal Calculator on RetireCoast.com, designed to help retirees strategically access funds from tax-deferred accounts like Traditional IRAs and 401(k)s with minimal tax impact. The calculator utilizes the standard deduction and low tax brackets (specifically the 0% and 10% rates) to identify amounts that can be withdrawn tax-free or at a low rate. A key goal is to facilitate the gradual conversion of funds into a Roth IRA to benefit from tax-free growth and withdrawals in the future, also avoiding Required Minimum Distributions (RMDs). The source details how to use the calculator by inputting current income and explains the calculation process based on 2025 tax figures for married couples over 65. Ultimately, this strategy aims to create a more tax-efficient and secure retirement by optimizing withdrawals and leveraging the benefits of Roth IRAs.Click here to reach our calculatorEnjoyed this episode? 🎙️ Don’t forget to subscribe to the RetireCoast Podcast for more conversations on retirement planning, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, and guides on topics we cover here. 💬 Have a question or want us to cover a topic? Email us at [email protected] or join the conversation in our Facebook group Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only. It should not be taken as financial, tax, or legal advice. Please consult a professional before making financial decisions. Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, retirement planning, Medicare and seniors, financial security in retirement, small business growth strategies.

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