Is the 4% rule putting your retirement at risk? In this episode of Retire South Florida, Joe and Julia Valenzuela break down the emotional traps and common mistakes that can derail your financial future. From overreliance on company stock to misinterpreting withdrawal strategies, they explain why a personalized financial roadmap matters more than generic advice. Learn how to balance guaranteed income with managed risk, and why “just one more year” might be costing you more than you think. For more information, please visit ValenzuelaFinancial.com!See omnystudio.com/listener for privacy information.

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