Should You Follow These Popular Retirement Rules of Thumb?

28/08/2025 17 min
Should You Follow These Popular Retirement Rules of Thumb?

Listen "Should You Follow These Popular Retirement Rules of Thumb?"

Episode Synopsis

You’ve probably heard some of the “rules of thumb” that claim to guarantee a successful retirement. They’re often delivered with such confidence that it feels like you should accept them as universal truths. But the reality is far more complicated- what works as a quick guideline can easily become misleading when applied to your financial situation. So, how much weight should you really give these rules when planning your future?Here’s some of what we discuss in today’s show:The Rule of 72 and why doubling your money isn’t as simple as it soundsWhy the 75% spending rule is outdated for today’s active retireesThe “10x Salary” savings rule, and what it gets right (and wrong)Using the 4% withdrawal rule as a starting pointHow the Rule of 100 can underestimate longevity and inflation risksWhy rules of thumb are conversation starters, not retirement strategies4% Rule Episode: https://retireonyourbestpath.buzzsprout.com/2026415/episodes/17312892-the-4-rule-got-an-upgrade-now-whatSubscribe to Liz's YouTube Channel: Best Path Advisors - YouTube