If I Won’t Live to 90, Should I Claim Social Security Early?

18/09/2025 14 min
If I Won’t Live to 90, Should I Claim Social Security Early?

Listen "If I Won’t Live to 90, Should I Claim Social Security Early?"

Episode Synopsis

If your parents passed away relatively young, it’s only natural to wonder if that means you won’t live into your 80s or 90s either. And from a financial perspective, that raises an important question: Should you claim Social Security early if you don’t expect a long retirement? In this episode, Liz tackles a listener’s question and explains why the answer is more complex than just looking at family history.Here’s some of what we discuss in today’s show:Rethinking longevity beyond family historyHow lifestyle choices shape your retirement yearsThe trade-offs of filing for SS benefits earlyHow your decision can impact spousal survivor benefitsRunning an analysis to weigh trade-offs with confidenceSubscribe to Liz's YouTube Channel: Best Path Advisors - YouTube