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Listen "Talking Through Social Security Changes: What Retirees Need to Know"
Episode Synopsis
In this episode of the Retire Early Podcast, financial advisors and retirement planners Sam Benson & Linwood Fraher of Martin Wealth Solutions walk through potential and ongoing Social Security changes and what they could mean for current and future retirees.
Sam and Linwood explain how Social Security works today, why changes are being discussed, and which areas are most likely to be impacted — including claiming age considerations, taxation, benefits for spouses and survivors, and long-term funding concerns. They also discuss how to plan proactively amid uncertainty, so Social Security can remain a reliable part of your overall retirement income strategy.
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www.planwellretirehappy.com
Episode Breakdown
00:00 – Introduction: Why Social Security changes matter
01:54 – Why Social Security is back in the headlines
03:20 – How Social Security is funded today
05:08 – What “running out of money” really means
07:02 – Potential changes being discussed
09:24 – Full retirement age and claiming considerations
11:18 – How changes could impact current retirees
13:06 – What future retirees should be watching
15:02 – Taxation of Social Security benefits
17:14 – Spousal and survivor benefit considerations
19:08 – How Social Security fits into a broader income plan
21:26 – Planning strategies amid uncertainty
24:02 – Common mistakes and misconceptions
26:18 – Key takeaways and action steps
Disclaimer
Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.
Sam and Linwood explain how Social Security works today, why changes are being discussed, and which areas are most likely to be impacted — including claiming age considerations, taxation, benefits for spouses and survivors, and long-term funding concerns. They also discuss how to plan proactively amid uncertainty, so Social Security can remain a reliable part of your overall retirement income strategy.
http://retirewithmartin.com/ ← Learn about working with us
www.planwellretirehappy.com
Episode Breakdown
00:00 – Introduction: Why Social Security changes matter
01:54 – Why Social Security is back in the headlines
03:20 – How Social Security is funded today
05:08 – What “running out of money” really means
07:02 – Potential changes being discussed
09:24 – Full retirement age and claiming considerations
11:18 – How changes could impact current retirees
13:06 – What future retirees should be watching
15:02 – Taxation of Social Security benefits
17:14 – Spousal and survivor benefit considerations
19:08 – How Social Security fits into a broader income plan
21:26 – Planning strategies amid uncertainty
24:02 – Common mistakes and misconceptions
26:18 – Key takeaways and action steps
Disclaimer
Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.
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