In this heartfelt episode, I sit down with wealth coach Therese Nicklas to unpack what it truly means to live a rich, fulfilling life—not just in terms of dollars and cents, but by cultivating purpose, joy, and balance. Therese shares her favorite guiding quote from Stephen Covey: “To live, to learn, to leave a legacy,” and reveals how this mantra helped her and her clients redefine success, especially through tough transitions and the vulnerability of the pandemic. We explore powerful lessons around building a financial foundation, focusing on living within your means, and challenge common myths, like thinking your home or expensive education is automatically an investment. Therese’s wisdom will resonate with anyone feeling stuck or at a crossroads, encouraging us to clarify our values and legacy beyond material wealth. If you’ve ever wanted practical advice that honors both your bank account and your heart, this episode is for you.Connect With Therese NicklasWebsite: https://wealthcoach.comWealth Building Toolkit: https://wealthcoachforwomen.comIf Relatable Wisdom speaks to you—if a quote shared makes you pause, smile, or see things differently—consider subscribing so you never miss an episode. And if you have a minute, leaving a review helps more people discover these everyday voices and the wisdom they carry. Your support means the world.Every episode has more to it than what you hear. Join the Relatable Wisdom newsletter to get thoughtful reflections, behind-the-scenes extras, and personal notes that don’t make it into the show. It’s a calm space to stay inspired between listens.Sign up here: https://relatablewisdom.com/joinIf the quotes and stories you hear here offer you comfort, clarity, or connection, you can help support the podcast by buying me a coffee. Every small contribution helps keep these everyday voices and shared wisdom going strong.Support the show: https://buymeacoffee.com/wisdomhqWant to be a guest on Relatable Wisdom? Send Wisdom Okonkwo a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/relatablewisdomChapters00:00 Introduction And Welcome00:34 Therese’s Story And Mission01:04 Therese’s Favorite Quote01:23 The Meaning Behind The Quote01:52 The Power Of Learning02:17 Defining Legacy02:52 Podcasting And Legacy03:22 Therese’s Personal Legacy Practices03:47 Discovering Financial Planning04:58 Wealth Beyond Money05:25 Best Financial Advice Ever06:03 Living Within Your Means06:40 House-Building Analogy07:25 Tracking Spending08:24 Explaining “Means”09:08 Letting Lessons Sink In10:20 The Simplicity Of Finances10:53 Getting The Financial Foundation Right11:57 Worst Financial Advice Heard13:05 Biggest Purchases: Home And Education13:47 Home As “Investment” Myth14:37 Conservative Advice On Home Buying15:30 Caution On College Costs16:11 When Expensive Education Isn’t Worth It17:31 Gambling Vs Investment17:52 Advice For Parents And Career Paths19:27 Affordability And Financial Decisions20:00 Navigating Property Values20:25 Reflections And Thanks20:48 What Therese Really Does21:07 Therese’s Coaching Approach22:56 Ways To Connect With Therese24:00 Closing And Farewell

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