What you need to know this Thursday lunchtime:In News- Homeowners attempting to switch their mortgages ahead of interest rate rises have been left waiting weeks, as banks struggle to handle the wave of applications and One in three properties available for rent in the area near UCC appear not to registered by landlords with the Residential Tenancies Board, according to the Magazine Road Residents association.In Sport- It's been a good day for Ireland in the World Rowing Championships and Ronan O'Gara has been handed a six week touch line ban in France.

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