In the penthouse today is Dan Peinovich, Head of Construction Lending with Bell Bank. Dan is going to share his knowledge on why construction loans are necessary, why Bell does it best compared to all others, and the differences between construction loans and financing versus purchasing a pre-existing home.
 
In this episode:
What Dan does at Bell Bank.
How Dan’s role sets Bell Bank apart from other construction lenders.
What makes the Bell Bank construction lending department so effective for builders?
About some of the programs that the department offers.
Working to make Bell Bank the preeminent construction lender nationwide.
How Bell works to keep learning to stay ahead of the game.
Understanding why construction lending is necessary and how it’s different from a typical mortgage.
How Bell Bank Construction Lending saves clients’ money.
Learning to effectively combine end loan and construction loan services.
Why it’s important to have a dedicated construction lending team.
About Dan’s 30-year experience in lending.
Bell’s status as the bank with the most construction lending in the state.
Explaining the finer points and sticking points of construction lending.
Why Bell strives to offer a menu of options for lending.
Mastering the technical proficiency to offer consumers options.
Is a construction loan more difficult to qualify for than a standard house loan?
Differences between construction transactions and pre-existing home transactions.
The problems with getting construction loans from an inexperienced broker.
Can you lock in and protect rates long-term with Bell?
How Bell allows you to take advantage of fluctuating rates.

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