Student loans: the uninvited guest that follows you long after graduation. In this episode, we break down what repayment can look like without all the financial jargon. We talk about your options (SAVE, IBR, RAP, and more), what life really looks like while paying them back, and tips for making your payments manageable. Plus, we highlight resources and tools to help you take control of your loans, and even sprinkle in some laughs because, yes, debt can be funny sometimes. Whether you’re just starting your career or a few years in, this episode is for anyone trying to survive—and maybe even thrive—while paying off student loans.Resources:Government & Official ResourcesFederal Student Aid (FSA) – Repayment Plans⁠https://studentaid.gov/manage-loans/repayment/plans⁠Overview of all repayment options including SAVE, IBR, and RAP.PSLF (Public Service Loan Forgiveness) Info & Help Tool⁠https://studentaid.gov/pslf/⁠Check if your employer qualifies and submit your employment certification.Loan Simulator⁠https://studentaid.gov/loan-simulator/⁠Estimate monthly payments under different repayment plans.Professional ResourcesAPTA – Financial Resources for Physical Therapistshttps://www.apta.org/members/financial-resources Webinars, budgeting tips, and student loan guidance specific to PTs.NATA – Student & Early Career Financial Resourceshttps://www.nata.org/education/career-resources Information tailored to athletic trainers about budgeting, debt, and financial planning. Student Loan Plannerhttps://www.studentloanplanner.com/Independent & Practical GuidesStudent Loan Plannerhttps://www.studentloanplanner.com/ Advice and calculators for healthcare professionals to optimize repayment strategies.Education Data / Debt Stats for PTs & ATshttps://www.aptapro.org/education-and-careers/student-debt Average student loan debt numbers by profession.NerdWallet – Student Loan Toolshttps://www.nerdwallet.com/best/loans/student-loans

Ver todos los episodios