In this episode: Budgeting sucks …. Do this instead Budgeting …  It’s feels so negative Instead think of align your cashflow with your life Shout out to First Steps Cash Management - You can easily do this at home. Instead of thinking about cash in one bucket, break it into three buckets. Static  - Past - Fixed expenses that don’t change Control - Weekly expenses that vary  Dynamic - Planning for the expected and unexpected For salaried people, use the net pay from your paycheck For 1099 - Small business owners (lump in all costs of business and add a tax estimate for fed and state)   Once you make your first iteration, ask yourself … is this ideal?  Is there anything I can change.   If you have bucket totals side by side … are you paying so much to past commitments that you cannot enjoy life while planning your future?  How you can you change this? Can you reduce your static expenses?   Can you increase your income?   Once you know what you want, automate as much of it as you can.  LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Sticher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? Submit one here 

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