In this episode of The Mortgage Show, Randy and Chris mix business with a little fun, diving into fantasy football banter before settling in for some serious mortgage talk. The duo shares insights on new appraisal waiver rules, non-QM loan options for self-employed borrowers, and changes to Maine State Housing income limits. They also discuss VA loans with high debt-to-income ratios and a resurgence of 203(k) rehab loans.
The highlight of the episode is a guest appearance by "Uncle Tony," a seasoned finance pro who breaks down the connections between inflation, the Fed funds rate, and mortgage rates. He also explores the current state of the economy and housing market trends. Packed with technical insights and practical advice, this episode is both informative and entertaining for borrowers, realtors, and anyone curious about mortgages.
00:00 Welcome Back to the Mortgage Show
00:20 Fantasy Football Banter
01:28 Mortgage Industry Updates
02:57 Appraisal Waivers Explained
06:53 Non-QM Loans and Success Stories
10:15 Maine State Housing Loan Changes
15:18 VA Loans and High DTI Scenarios
18:19 FHA Loan Challenges and Solutions
20:53 Navigating FHA Loans and Credit Scores
22:06 Understanding Mortgage Payments: Taxes and Insurance
24:25 Introducing Uncle Tony
24:58 Economic Insights with Uncle Tony
26:37 The Impact of Interest Rates on Mortgages
39:34 Real Estate Market Trends and Predictions
44:25 Concluding Thoughts and Future Conversations
Randy Forcier
Loan Officer I NMLS 322749
CMG Home Loans
9 Beach St, 2nd Floor
Saco, ME 04072
207-590-0337 l [email protected]
Chris Bedard
Loan Officer l NMLS 323290
CMG Home Loans
9 Beach St, 2nd Floor
Saco, ME 04072
207-229-4731 l [email protected]
THE MORTGAGE SHOW
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