Randy and Chris are back with another episode of THE MORTGAGE SHOW, forward-hat Randy this time, not backwards-hat Randy. After some golf and travel stories (including a Canadian customs detour), we dive into a busy month in mortgages. We break down the Fed’s recent rate cut, what it really means for mortgage rates, and why predictions have been so tricky the past few years.We also share real deal stories from Construction Loans to DSCR investor loans, short sale surprises, and clients juggling contingencies. The conversation hits on affordability challenges, refi timing, and the impact of Compass acquiring Coldwell Banker. And of course, we wrap it all with some personal updates, Moosehead Lake skies, Ireland views, and a reminder to slow down once in a while.Whether you’re a buyer, realtor, or just curious about the market, this episode has plenty of insight (and laughs) to keep you in the loop.

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