Mortgage 'tilt': Why it's harder to own your home sooner

10/11/2025 9 min
Mortgage 'tilt': Why it's harder to own your home sooner

Listen "Mortgage 'tilt': Why it's harder to own your home sooner"

Episode Synopsis


Historically, the cost of home loan payments as a proportion of income used to tilt down over time in a phenomenon known by economists as "mortgage tilt".But there is much less tilt due to inflation and lower wages growth and that means more Australians are finding it harder to pay off their mortgage earlier.Guest: Luci Ellis, Chief Economist at WestpacProducers: Peter Martin and Jason Whittaker