I was scrolling through my Facebook feed recently and saw this post from a client and friend of mine, lamenting on how his four-year-old refrigerator died.  It was brand new in 2018 at a cost of $1,900.  He and his family had to move all of it contents to a nearly thirty-year-old refrigerator in their basement that has now outlasted two modern refrigerators.  He went on to say - "The new stuff just sucks when it comes to reliability."  Do you ever feel that way.? I know I do.  This is a perfect example of what I have seen for the past thirty-five plus years in the life insurance industry.  The advertisements are always trying to sell you the new and the improved, when all you really want is something that simply lasts the test of time.  Here's my take on what lasts.

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