We all do it—chew on worries that may never come true. In this episode of The Process Debt Podcast, Chris and Toby dive into the hidden toll of personal process debt: rumination. Kicking off with Mark Twain’s line, “I’ve had a lot of worries in my life, most of which never happened,” the hosts explore how overthinking becomes a silent workflow that drains energy, creates anxiety, and produces… absolutely nothing.From stories about misreading rooms at work to a 20-year-old’s confession about replaying arguments in his head, Chris and Toby shine a light on the very real costs of spinning on problems that don’t exist. Along the way, they unpack strategies for breaking the cycle—such as writing by hand, using the Five Whys, creating pro/con lists, taking walks, and asking the simple yet powerful question: What can I actually control?The conversation ranges from imposter syndrome to collective rumination in organizations, even touching on EMDR and why movement helps reset the brain. Their takeaway? Clarity is kindness to yourself and to others.If you’ve ever felt stuck in your own head, this episode offers both permission and practical tools to step out of the loop and reclaim your focus.

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