Todays episode discusses a document Michelle found called "Financial Literacy.pdf" explores the concept of financial literacy, which refers to the knowledge and skills necessary for making sound financial decisions. It emphasizes the importance of financial literacy for achieving financial security, reducing stress, and making informed decisions. They outline key components of financial literacy, including budgeting, saving, debt management, investing, and insurance, and discusses strategies for developing a healthy money mindset. It addresses barriers to financial literacy, the role of financial institutions and policymakers in promoting financial literacy, and the evolving needs of financial literacy throughout different life stages. Finally, they highlight trends shaping the future of financial literacy, such as digital financial literacy, sustainable investing, and the increasing influence of artificial intelligence in personal finance.

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