Dave and Heather delve into the intricacies of benefits enrollment, discussing various types of insurance including health, disability, and life insurance. They emphasize the importance of understanding health plans, the nuances of flexible spending accounts (FSA) and health savings accounts (HSA), and the significance of long-term disability coverage. The conversation also covers deferred compensation, legal benefits for estate planning, and employer discounts that can lead to substantial savings. The hosts provide practical advice for listeners to navigate their benefits effectively and maximize their financial well-being.

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