Ep. 16 | Why Most Canadians Miss Out on Free Money Through RDSPs

12/09/2025 27 min Episodio 16
Ep. 16 | Why Most Canadians Miss Out on Free Money Through RDSPs

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Episode Synopsis

https://www.rdsp.com/calculator/ - LinkMost Canadians eligible for the RDSP have never opened one. That’s a costly mistake.In this episode, Tré breaks down why the Registered Disability Savings Plan is one of the most powerful but underused tools available to Canadians with disabilities. If you or someone you care about qualifies for the Disability Tax Credit, this account could be life-changing.Even with zero personal contributions, low-income Canadians can receive up to $20,000 from the government — and that’s just the start.You’ll learn:Who qualifies for an RDSP (and why it's simpler than you think)How to get up to $90,000 in government grants and bondsWhy investing early can turn $20K into over $390K — or even $2.6 millionThe key age cutoffs you need to knowHow to open an RDSP (and where most people get stuck)Know someone who qualifies? Share this episode. It could fund their entire retirement.