Ep. 11 | Should You Invest or Pay Down Debt? Here's What the Numbers Say

08/08/2025 38 min Episodio 11
Ep. 11 | Should You Invest or Pay Down Debt? Here's What the Numbers Say

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Episode Synopsis

If you’re torn between paying off your mortgage or investing, you’re not alone, and there’s a lot of bad advice out there. This episode breaks it down with facts, not feelings.Tré uses real planning software to run side-by-side comparisons and shows why—mathematically—investing often comes out ahead. But psychology, discipline, and risk tolerance matter just as much. Whether you're holding low-interest debt or still paying off your credit cards, this episode will help you choose your next move confidently.You’ll learn:Why credit card debt and investing don’t mix—everHow a small change today can mean hundreds of thousands by retirementWhy risk tolerance and financial literacy are key to your strategyWhen it’s smarter to pay off your mortgage (yes, sometimes it is)How to blend both strategies if you're unsureWhat advisors often get wrong, and how to push backMake the right call for your future. Subscribe, review, or share the episode today.