Day 16: What’s the real currency you’re trading with, money or character?Welcome back to Everyday Wisdom for Personal Mastery.Yesterday we talked about purpose as the pull that keeps you moving beyond pressure. Today, we’re looking at something even more foundational: character.Here’s the truth: your greatest asset is not your title, your bank balance, or even your skill. Your greatest asset is your character.Because character is capital.Proverbs 22:1 says:“A good name is more desirable than great riches; to be esteemed is better than silver or gold.”In other words, integrity is currency. And unlike money, once lost, it is very hard to get back.Warren Buffett once said, “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently.”That’s character as capital.It is important to point out here that mastery is not just about skill, it is about who you become in the process. Your craft shapes you, but only if you approach it with honesty and integrity. If you compromise character for shortcuts, the building looks tall but the foundation is cracked. And eventually, the collapse will cost more than the gain.Here’s the principle: Character is the capital that sustains every other form of wealth.•Money without character is dangerous.•Influence without character is manipulative.•Skill without character is shallow.•Success without character is short-lived.True capital is not just in what you can earn, but in who you are becoming.Your craft will test this. The limitations, the setbacks, the rejections — they will either make you bitter or refine your integrity. But if you let them, they will form you into someone trustworthy. And trust is the greatest capital of all.Here are truths to carry today:•Reputation is currency; character is the bank it’s drawn from.•Skill may open doors, but character keeps them open.•Money is spent; character is invested.•Without character, every other form of capital is counterfeit.Here’s your reflection for today:If your life were audited for integrity, what would the report show? Where are you strong, and where do you need reinforcement?And here’s the key question: what kind of capital are you building right now — financial, professional, or character?Let’s pray:Lord, thank You that You value integrity above riches. Build my life on character. Teach me to make choices that protect my name, honour my calling, and sustain my influence. May my character be capital that multiplies for generations. Amen.And here’s your affirmation:“Character is my capital. Integrity is my greatest wealth.”That’s Day 16 of Everyday Wisdom for Personal Mastery.This is your Martins, reminding you that titles fade, money moves, skills shift — but character is capital that lasts.Keep raising the bar. You can because you are.

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