In this episode of Officer Wellness with Brian Manley, retired officer and FinancialCop founder Nick Daugherty joins the conversation to tackle one of the most overlooked aspects of law enforcement wellness: financial health. Nick shares his candid personal journey from $80,000 in debt and living paycheck to paycheck to becoming debt-free and a nationally recognized advocate for financial literacy among first responders.Together, Brian and Nick break down why financial discipline is as critical as physical and mental fitness, how budgeting serves as the “operations plan” for your money, and why so many officers fall into common financial traps early in their careers.

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