Send us a textMadison and Mike discuss the pros and cons of Dave Ramsey’s financial advice, and how even the better parts of it have been challenged by societal and economic changes. They critiqued Ramsey's advice on debt management, car buying, and credit scores, and discussed the importance of considering individual circumstances and seeking help from financial advisors. They also explored the potential generational shift in attitudes towards debt and financial freedom, and the complexities of financial planning, including safe withdrawal rates and stock market returns. Later, Charles Barrett joins from FZ Works and FZ Creative. They discuss his businesses' services including brand marketing and design. Charles also shares his concept of opening a co-working space in response to the Covid-19 pandemic, the membership and rental options at his co-working space, and the history and evolution of his agency. The conversation also touches on the process of becoming a member at FZ Works Workspace and the concept of branding.Link to Wall Street Journal article: https://www.wsj.com/personal-finance/dave-ramsey-tells-millions-what-to-do-with-their-money-people-under-40-say-hes-wrong-56733630?mod=Searchresults_pos1&page=1FZ Works & FZ Creative socials and websites: FZ Works FZ Works website: https://www.fzworks.space/FZ Works Instagram: https://www.instagram.com/fzworks_yardley/FZ Works Facebook: https://www.facebook.com/fzworksyardleyFZ CreativeFZ Creative website: https://fzcreative.com/FZ Creative Instagram: https://www.instagram.com/fzcreative/FZ Creative Facebook: https://www.facebook.com/fzcreativedesign

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