95% Financing on Apartments? ๐Ÿ ๐Ÿ’ต

24/10/2025 6 min
95% Financing on Apartments? ๐Ÿ ๐Ÿ’ต

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Episode Synopsis

Stop using outdated financing. The CMHC MLI Select program is a government-backed lever for serious investors. I'm Ken Dunnโ€”I built a $300M portfolio with $0 of my own money. This program offers up to 95% financing and a 50-year amortization. I break down the 3-point system to qualify and show how you can control a $10M asset with only $500K. This is not a theory; it's a blueprint for empire-building. ๐Ÿ’ฐ KEY TAKEAWAYS: 95% FINANCING, 50-YEAR TERM ๐Ÿฆโ€”Maximum leverage with a 50-year amortization crushes your monthly payments and explodes cash flow. SCORE POINTS, GET APPROVED ๐ŸŽฏโ€”Qualify through Affordability, Energy Efficiency, and Accessibility. A strategic mix unlocks top-tier benefits. CONTROL $10M WITH $500K ๐Ÿ“ˆโ€”Slash your equity requirement. A $10M project needs just $500K down, not $2.5M. ACQUISITIONS & REFINANCES TOO ๐Ÿ—๏ธโ€”The program works for existing properties, not just new builds, if you upgrade strategically. LOWER RISK, HIGHER LEVERAGE ๐Ÿ”’โ€”CMHC insurance gives lenders confidence and you unprecedented buying power. ๐Ÿ’ฅ HARD TRUTHS: "Traditional lending is suffocating your growth." โŒ 75% LTV and 25-year terms are anchors. Cut them. "Your project must be strategic, not just expensive." ๐Ÿ“Š You earn points for being smart, not just rich. "This isn't a secret. It's a system. And the system can be learned." ๐Ÿ‘ฅ ๐Ÿ‘‡ READY TO ACCESS THIS CAPITAL? WE BUILT A SYNDICATE TO SHOW YOU HOW. THE LINK IS IN THE COMMENTS.ย https://investorsgrowthsyndicate.com/ (โš ๏ธ Warning: This is for portfolio builders who understand leverage. If you're scared of using OPM, this isn't for you.) #CMHC #RealEstateInvesting #ApartmentInvesting #NoMoneyDown #MLISelect #KenDunn #RealEstate #Business

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