Rentvesting in 2025? Still Smart or a Trap in Disguise? | Not Another Property Podcast Ep3

31/08/2025 27 min Temporada 1 Episodio 3

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Episode Synopsis

Rentvesting in 2025? Still Smart or a Trap in Disguise? | Not Another Property Podcast Ep3Is rentvesting in 2025 still a clever path to financial freedom—or is it just a shiny trap dressed up as strategy?In this episode of Not Another Property Podcast, Australia’s raw and unfiltered take on real estate, we break down the pros, cons, and hidden risks of rentvesting today. From opportunity cost and lifestyle trade-offs to tax implications, lending rules, and cash flow stress, our expert panel gets brutally honest about whether this strategy still stacks up.We’ll dig into:Why rentvesting isn’t new—but feels riskier in 2025The hidden opportunity costs most buyers ignoreTax traps, lending constraints, and tenant headachesThe mindset shifts you need before trying itWhether you’re better off chasing the “dream home” or building wealth through investment firstNo fluff, no sales pitch—just the real insights you need to decide whether rentvesting is your smart move, or a trap in disguise.Featuring:Gianni Musumeci - ⁠⁠Leverage Property Advisers⁠⁠Daniella Muzitano - ⁠⁠Titlespace Conveyancing⁠ ⁠Michael O'Malley - ⁠⁠Rate Money Sydney City⁠ ⁠Andrew Chan - ⁠⁠Phoenix Private Wealth Management⁠⁠George Koletti - ⁠⁠Access Professionals⁠⁠What We Discuss:0:11 – Intro & today’s rentvesting question1:01 – Owner-occupier vs rentvesting: what to weigh up2:31 – Goals, opportunity cost & lifestyle trade-offs4:45 – The Australian dream: myth vs reality6:10 – Income, cash flow & tenant risks in 20258:32 – Lending constraints & borrowing capacity10:45 – Tax strategies: deductions, CGT & offsets13:20 – Risks: vacancies, rent stress & market dips15:02 – Biggest mistakes investors still make17:15 – Rentvesting vs starting a business: the real ROI19:40 – Quick-fire wrap-up: smart move or trap?