HOW TO SELL YOUR PROPERTY WITHOUT LOSING SLEEP (OR PROFIT) | Not Another Property Podcast Ep 5Thinking about selling but worried you'll trigger a tax bill, blow your timing, or get stung by lending and legal landmines? This episode is your clear, no-nonsense guide to selling a property in Australia, the right way.In this episode of Not Another Property Podcast, Australia's raw and unfiltered take on real estate, our panel breaks down the smart seller's checklist: capital gains tax (CGT) rules, contract-date traps, when to sell (and when to wait), fixed-rate break costs, exit strategies after 50, strata time bombs, and the new ATO clearance certificate rules.We'll dig into:CGT basics that save money: airtight record-keeping, cost base boosters, and the 6-year main residence ruleWhy the contract date (not settlement) triggers your CGT year, and how EOFY timing can helpValuations at the 6-year mark to lock in a defensible cost baseSelling with a mortgage: negative equity risks and fixed-rate break costs you can't ignoreBorrowing after 50: lenders' required exit strategies and how to document themDownsizer and concessional super contributions (no work test up to 74) to soften tax impactLegal must-knows: universal ATO clearance certificates for vendors and why they matterStrata red flags: special levies, cladding, sinking funds , and how they crush sale pricesGood vs bad reasons to sell: goal-based planning, market cycles, and avoiding forced salesFeaturing:Gianni Musumeci - Leverage Property AdvisersDaniella Muzitano - Titlespace ConveyancingMichael O'Malley - Rate Money Sydney CityAndrew Chan - Phoenix Private Wealth ManagementGeorge Koletti - Access ProfessionalsWhat We Discuss:0:00 - Intro & general advice disclaimer0:12 - Meet the panel1:03 - CGT 101: records, cost base, use of property2:14 - Main residence 6-year rule & why to get a valuation4:22 - Goal-based selling: timing your exit and costs5:41 - Ageing assets, sell-down strategy, and income needs8:38 - Asset-rich, cash-poor: using downsizer/super strategies9:38 - Selling with a mortgage: bank gets paid first, negative equity10:54 - Fixed-rate loans: understanding break costs11:32 - Over-50 borrowers: lenders' exit strategy requirements12:31 - Legal trap: CGT triggered by contract date, not settlement12:57 - From 1 July: ATO clearance certificates required for all vendors13:12 - EOFY tactics: why agents delay signatures to 1 July14:48 - Super rules: contributions up to age 74 without work test15:47 - Good vs bad reasons to sell; externalities that hurt value16:32 - Strata time bombs: special levies, cladding, sinking funds17:51 - Rate rises, forced sales, and planning with the end in mind18:31 - Wrap-up & key takeawaysWant tailored advice before you sell? Reach out to our guests, they're here to help:Leverage Property Advisers (https://leveragepropertyadvisers.com.au)Titlespace Conveyancing (https://www.titlespace.com.au)Rate Money Sydney City (https://ratemoney.com.au/sydney-city-branch)Phoenix Private Wealth Management (https://www.phoenixprivatewealth.com.au)Access Professionals (https://accessprofessionals.com.au)

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