Self-Employed Mortgages: What You Really Need to Know

23/05/2025 21 min
Self-Employed Mortgages: What You Really Need to Know

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Episode Synopsis

In this episode of the My Bump2Baby Expert Podcast, Carla chats with mortgage advisor Derek Purdie about one of the biggest challenges facing self-employed parents — getting a mortgage. If you're a freelancer, small business owner, or running your own business after maternity leave, this one’s for you.We talk about:What lenders look for when you're self-employedHow your income (including dividends) is assessedTips to improve your mortgage chances if you're newly self-employedWhat to do if you’ve had bad creditThe truth about tax, income, and borrowing potentialDerek also shares advice on credit reports, mortgage in principle, and how to prep for buying your next home – especially if you're juggling family life and running a business.👉 Derek supports clients across the UK and understands how parent life and business life collide (he’s a dad of three too!). His advice is down to earth, jargon-free, and super helpful.Important note: Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.Email: [email protected]: 07818 130090https://www.instagram.com/dpmortgageadvice To find out more about joining the Growth Nest click here biz.mybump2baby.com/the-growth-nestTo find out more about joining the Digital Marketing Playground Membership click here https://digital.mybump2business.com/digital-marketing-playground-membership Hosted on Acast. See acast.com/privacy for more information.