Black Friday is a danger zone for anyone trying to live within their budgets.  Retailers want us to splurge on things we didn't know existed or that we wanted them.  Fraudsters also put in overtime to part us from our money. But if you do your research before the spending-fest there are bargains to be had as retailers battle to persuade us to buy.  Retail sales have been reduced by bad and good weather and our reluctance to spend when our finances are stressed.But price reductions are not always clear cut.  Without the Trade Descriptions Act to ensure that false claims about prices cannot be made we are on our own and need to research prices  using websites such as Pricerunner and PriceSpy.  Reviews can guide on what are the best buys.  Fake websites and dodgy emails can part you from your money. The average loss per shopper in the Black Friday and festive shopping season in 2021 was £1,000 per person according to the National Cyber Security Centre. Your credit card can protect you from loss.  Even more important is allowing yourself time to assess "bargains." If you are rushed the chances are it is not. From Passion to Purpose"From Passion to Purpose" is a podcast that explores the world of nonprofit...Listen on: Apple Podcasts   SpotifyPlease send ideas questions, tips and warnings about rip-offs to Mrs Mean through the contact page on her website: mrsmeanmoneyshow.co.uk or to [email protected] Hosted on Acast. See acast.com/privacy for more information.

Ver todos los episodios