Roland and Heidi discuss the importance of generational wealth. They emphasize the need for financial education, starting with children, and the importance of credit and life insurance in building wealth. They also highlight the challenges of probate and the necessity of estate planning.  They talk about their upcoming class on Monday, February 10, 2025, with the State of Nevada Housing Division. The class covers the home buying process and down payment assistance programs offered by the Nevada Housing Division. The programs include 2% to 5% down payment assistance, with income limits raised to $165,000 annually. K-12 teachers in Clark County School District can receive $7,500 in forgivable assistance. Upcoming classes and contact information for further assistance are provided.

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