In this enlightening episode of "More than Mortgage," host Dave Gallegos addresses the common belief that homeownership is unattainable in today's economy. He provides a comparative analysis of the home buying experiences of the 80's and 90's versus the present day, shedding light on the real differences and challenges. However, Gallegos doesn't stop at identifying problems; he offers tangible strategies to aid listeners in embarking on their journey towards homeownership and financial stability, regardless of the economic climate. This episode serves as a beacon of hope and a practical guide for those seeking to navigate the complexities of the modern housing market.01:00 -  “I’ll never be able to afford a house!”03:15 - A Generational View on Home Ownership04:15 - A Generational View on Expenses06:35 - The Starter Home07:35 - Travel Expenses08:25 - Understanding Your Spending11:55 - Create a Personal Financial Statement13:20 - Knowing The Number Is the First Step to Improving the Number14:00 - “Our prosperity as a nation, depends upon the personal financial prosperity of each one of us as individuals.”

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