Introducing the Four Levels of Financial Independence

08/09/2025 18 min
Introducing the Four Levels of Financial Independence

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Episode Synopsis

This episode introduces the the Four Levels of Financial IndependenceLevel 1: Foundation / Starting LineFocus: Getting out of debt and building a flexibility fund (3–6 months of expenses).Level 2: Building Passive Income and WealthFocus: Actively building assets and generating streams of passive income.Level 3: Passive Income Exceeds Expenses (Financial Independence Achieved)Focus: Passive income (or safe withdrawal rate from assets) is greater than your living expenses.Level 4: Abundant Financial Flexibility (“FU Money”)Focus: Passive income or asset withdrawal is a multiple of your expenses, providing significant financial freedom.Let's Connect! Instagram: https://www.instagram.com/dr.bryanfoltice/ Linkedin: https://www.linkedin.com/company/money-strongfinance Website: www.moneystrong.net