In this episode of MoneyRx, host Josh Taffer discusses the common question among physicians regarding how much money is needed to retire. He emphasizes that the focus should not be on a specific number but rather on the process of building a reliable financial system. Taffer introduces the endowment model, which is used by institutions to ensure long-term financial stability, and explains how this model can be adapted for personal retirement planning. He outlines a three-pool strategy for managing retirement funds, including a liquidity pool, a diversification and income pool, and a growth engine. 

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