Send us a textIn this episode, host Marie-Jo Caesar discusses emerging trends shaping holiday shopping in 2023. She discusses the influence of inflation on consumers' spending habits and retailers' pricing strategies, the increasing shift towards digital buying habits, including the growth of online shopping, Cyber Monday deals, and the comparison of Black Friday and Cyber Monday trends. Marie-Jo also delves into the 'Buy Now Pay Later' trend, exploring the benefits and risks of this payment method. She emphasizes the importance of making informed, responsible financial choices this festive season, and encourages supporting local small businesses on 'Small Business Saturday'. THE THREE MAIN POINTS OF THE PODCAST ARE: 1. The changing landscape of holiday shopping: Marie-Jo Caesar discusses how inflation has posed challenges for holiday shopping and emphasizes the importance of making mindful financial choices during the season. 2. The digital shift in shopping: Marie-Jo highlights the trend of online shopping and how it is evolving, with events like Cyber Monday gaining prominence. She discusses the convenience and advantages of online shopping, such as price comparison, reviews, and a wide variety of options. 3. Buy now, pay later, and other payment methods: Marie-Jo talks about the growing popularity of buy now, pay later (BNPL) services and the benefits and drawbacks associated with them. She emphasizes the need to shop responsibly and be mindful of accumulating debt.  THE KEY MOMENTS IN THIS EPISODE ARE: 00:11 Introduction to the Show01:21 Preview of Today's Topics02:55 Impact of Inflation on Holiday Shopping06:26 Strategies to Navigate Inflation During Holiday Shopping11:54 The Shift to Digital Shopping14:31 Advantages and Challenges of Online Shopping22:17 The Rise of Cyber Monday26:24 Comparing Black Friday and Cyber Monday29:41 The Emergence of Buy Now, Pay Later Trend38:59 Benefits and Drawbacks of Buy Now, Pay LaterSupport the showConnect with me:Instagram: https://www.instagram.com/the_financiologist_mjcaesar/Facebook: https://www.facebook.com/merginglifeandmoneyYouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9gTwitter: https://www.twitter.com/https://twitter.com/mariejocaesarLinkedIn: https://www.linkedin.com/in/mjcaesarClick this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

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