Send us a textDecember is here already and before you know it, it will be January.  Have you done a financial review yet this year? If not, start soon before the year slips away. Despite a tumultuous 2021, you must take some time to review different aspects of your finances before the end of the year and assess your financial readiness for 2022.Join me every Thursday at 5:00 pm PST. Today, I will look at ways you can get your finances in shape for 2022.Here are some HIGHLIGHTS from this episode. 03:39 – The importance of understanding the emotional side of money05:25 – How to get ahead?07:31 – The five levels of needs10:28 – Your net worth10:57 - Your credit score12:07 - Your credit report15:25 - What are financial goals17:12 - How to do a spending plan18:52 - How to tell the difference between wants and needs20:46 - How to develop a savings plan21:57 - Spend less than you earnSupport the showConnect with me:Instagram: https://www.instagram.com/the_financiologist_mjcaesar/Facebook: https://www.facebook.com/merginglifeandmoneyYouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9gTwitter: https://www.twitter.com/https://twitter.com/mariejocaesarLinkedIn: https://www.linkedin.com/in/mjcaesarClick this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom. Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

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