Transcript:



Hello, this is bankruptcy attorney Jeff Kelly Today is August 3, 2020. And today I’m going to be talking about how you can currently file bankruptcy without ever leaving your home.



One of the few good things that has come out as a result of the covid-19 pandemic is that you can now file bankruptcy without ever leaving your house. You can even attend your court hearing via telephone now from the comfort and safety of your home. Before COVID-19 hit, you had to physically appear in one of our offices, and a bankruptcy attorney had to see you physically sign the documents. And for many people who have to juggle busy work schedules and family schedules, it was difficult at times to physically get into the office. Traffic delays used to wreak havoc on some of our sign appointments. Now because of the shelter in place concerns, the bankruptcy court allows us to file your case without you ever having to come to one of our offices.



Here’s how the process works.



Step one, we conduct your free initial consultation with you by phone. During this conference, we want to review all of your debts, lawsuits, assets, income and expenses with you. Our goal is to get a feel for your entire situation. At the end of this free consultation, we will clearly explain to you why chapter 13 or chapter 7 bankruptcy is or is not a good option for you. Unlike many other bankruptcy law firms, you will be able to talk directly to an experienced bankruptcy attorney who will closely analyze the specific facts of your case. In addition, we will answer all of your questions. If you decide to move forward with either chapter 13 or chapter 7 bankruptcy. We will need you to give us your social security number and your birthdate so that we can pull your credit card for processing your bankruptcy petition. If you have received any lawsuits or other bills that you’d like for us to include in your case, you can take a picture of the documents and email them to us. If you have access to a scanner, that’s even better, it might be a lot easier for you to send them to us that way.



Step two, the sign appointment during this appointment, which will take about two hours on average, we will do a screen share with you so that you can go through each page of the bankruptcy petition to make sure it’s absolutely perfect. We currently use zoom to make this happen. We will also when we’re finished use a program called DocuSign so that you can electronically sign the court required signature pages. We can file your chapter 13 or chapter 7 bankruptcy case shortly after your sign appointment, so your court protection will begin immediately. We will mail you a hard copy of the bankruptcy petition after your case is filed, then we will need you to sign it with a pin and mail the documents back to us.



Until October 2020, all bankruptcy court hearings will be conducted virtually over the telephone. And this is great news because this means you can currently attend your court hearing without leaving your house without having to risk any COVID-19

Ver todos los episodios