039: How To Build A Budget Without Hating Your Life

05/08/2025 38 min

Listen "039: How To Build A Budget Without Hating Your Life"

Episode Synopsis

Does your budget bring you peace—or just make you feel guilty? In this week’s episode, Lauren and Nick unpack what happens when budgeting goes too far. From guilt-driven spending habits to feeling overwhelmed by every purchase, they explore how to budget a better way.0:00 – Intro1:18 – The Region Beta Paradox: Why small problems don’t spark change5:43 – Budgeting as punishment: When structure becomes obsession11:15 – How to reset your budget after reaching a goal15:45 – Simplifying your categories for more freedom20:34 – Stop looking at your bank balance to guide your spending26:40 – The “lazy” way to start budgeting (that still works)33:12 – Making room for fun while staying financially secure39:45 – Aligning your budget with what you actually value–––––––Sign up for 1:1 Financial Coaching here:https://justanothermoneypodcast.com/coachingWant to have your money questions answered on our show? Submit your questions below: https://justanothermoneypodcast.com/submit-a-questionReach us directly on Instagram @moneycoachlauren or @habitfinances